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63 Eric T Smith Way

Aurora, ON L4G 0Z6

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Social Domain

Building Meaningful

Connections

Social wellness is about connection, relationships, and a sense of belonging. Strong police families often rely on supportive relationships within the home and with others who understand the policing lifestyle. Staying connected to friends, family, and community helps reduce isolation and builds a network of support. Meaningful connection, even in small moments, plays a key role in maintaining balance and overall family wellness.

social wellness

Building and Nurturing Relationships

What is Social Wellness and Connection

Social wellness is the ability to build and maintain healthy, supportive relationships with family, friends, coworkers, and the community. It includes communication, trust, emotional support and connection and belonging. 

Social Wellness in Police Service Families Matter

Image by Shelby Bauman

Social wellness is the ability to build healthy relationships, feel connected, communicate openly, and maintain supportive networks both inside and outside the home. For YRP familes, social wellness can sometimes be challenged by shift work, stress, operational demands, critical incidents, fatigue, and the unique culture of policing.

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Strong social wellness helps families feel supported, understood, connected, and resilient during both everyday life and difficult moments.

The Impact Of Social Wellness On Police Families

Policing often affects the entire family system, not just the members. Over time, irregular schedules, missed holidays, emotional exhaustion, or exposure to traumatic events can influence how families connect with one another and with their wider support systems.

Challenges Police Families May Experience

  • Difficulty maintaining routines and social plans — Shift work and unpredictable schedules can make it hard for families to maintain routines and spend consistent time together. 

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  • Isolation from extended family or friends who may not understand policing — Police families may sometimes feel isolated from others who do not fully understand the demands and realities of the profession. 

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  • Communication strain after stressful shifts — Stress, fatigue, and difficult calls can impact communication and emotional connection at home. 

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  • Emotional withdrawal or irritability — Members or family members may become quieter, emotionally distant, or more irritable during periods of high stress. 

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  • Balancing privacy and safety concerns — Families may feel cautious about sharing personal information or discussing work-related experiences publicly. 

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  • Children feeling confused about the job or worried about safety — Children may have questions or worries about the risks associated with policing and first responder work. 

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  • Reduced couple connection due to opposite schedules — Opposite shifts and long hours can reduce opportunities for couples to spend quality time together. 

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  • Feeling pressure to “stay strong” or avoid discussing emotions — Some families may feel pressure to hide stress or avoid difficult conversations in order to appear resilient.

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  • Feeling pressure to “stay strong” or avoid discussing emotions — Some families may feel pressure to hide stress or avoid difficult conversations in order to appear resilient.

Healthy social connection can:

  • Reduce stress and burnout — Strong social connections can help families manage stress and reduce feelings of burnout.

 

  • Improve emotional regulation — Supportive relationships can help individuals process emotions in healthier ways. 

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  • Strengthen family communication — Open and honest conversations help families feel more connected and understood. 

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  • Build resilience during difficult periods — Healthy support systems can help families cope during stressful or challenging times. 

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  • Help children feel safe and supported — Consistent connection and reassurance help children feel secure and emotionally supported. 

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  • Reduce feelings of isolation — Positive social support can remind families they are not alone in their experiences. 

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  • Encourage help-seeking and support — Strong social wellness helps normalize reaching out for support when needed.

Connection does not need to be perfect or constant. Small, meaningful moments matter.

Supporting Social Wellness As A Family

Family

Supporting social wellness as a family means creating opportunities for connection, communication, and support in everyday life. Small moments such as regular check-ins, shared routines, family activities, and open conversations can help strengthen relationships and build a sense of stability and belonging. Social wellness is not about being perfect or always being available. Social Wellness is about fostering healthy connection, understanding, adapting, flexibilty, and support for one another through both the challenges and positive moments of family life.

Simple Ways Families Can Stay Connected

  • Prioritize regular check-ins — Regular check-ins help family members stay connected and aware of each other’s needs and well-being. 

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  • Protect family time when possible — Setting aside intentional family time helps strengthen relationships and connections. 

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  • Be flexible and adaptable — Flexibility and adaptability can help families better navigate changing schedules, unexpected situations, and the unique demands of policing life. 

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  • Create small rituals and routines — Simple routines and traditions can create stability and comfort during busy or unpredictable schedules. 

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  • Encourage open conversations — Open communication helps family members feel heard, supported, and understood. 

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  • Maintain friendships and support systems — Strong support networks can help reduce stress and feelings of isolation. 

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  • Attend family-friendly events or wellness programs — Participating in family wellness activities can strengthen connection and build community support. 

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  • Normalize asking for help and support — Encouraging help-seeking reminds families that support is a sign of strength, not weakness. 

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  • Respect both connection and quiet/recovery time after shifts — Balancing family connection with time to decompress can support healthier relationships and recovery.

Outdoor Group Gathering

Why Social Wellness Matters

Social wellness plays an important role in the overall health and resilience of police Services families. Strong relationships, healthy communication, and supportive connections can help YRP families navigate the unique challenges that often come with policing life, including shift work, stress, and operational demands. Feeling connected and supported can improve emotional well-being, strengthen family relationships, and remind families that they do not have to manage challenges alone.

Talking About Being In A Police Services Family

Family Watching Snow

Talking about policing and life within a police services family can sometimes feel challenging, especially when trying to balance honesty, safety, privacy, and emotional well-being. Children, teens, family members, and friends may have questions about the job, schedules, risks, or the impact policing can have on family life. Open, age-appropriate, and supportive conversations can help build understanding, reduce worry, strengthen relationships, and create a safe space for family members to share thoughts and feelings. These conversations do not need to be perfect. Small, honest, and reassuring discussions can help families feel more connected, informed, and supported throughout the policing journey.

Talking To Children About Policing

Image by Kelli McClintock

Children often notice changes in routines, stress, or emotions even when adults do not speak openly about them. Honest, age-appropriate conversations help children feel safer and more secure. Young children often benefit from simple and reassuring explanations about the job. Focus on helping them understand that your role is to help people and keep communities safe while reassuring them that many people work together to keep first responders safe as well.

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  • Young Children - Share simple examples of how your job helps keep people and the community safe, and explain what a typical day at work may look like. Talk about the ways you help others, support people during difficult situations, and work to protect the community. Encourage your child to think about ways they help others in their own everyday life, such as being kind, helping a friend, or supporting someone at school or home.

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  • 2-5 Years Old - “As a member of the YRP, my job is to help people who need it. How do you help people in your life?”

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  • 6-12 Years Old - “In my job, I do a lot of different things. I help people in need, I try to make people feel safe, and I enforce the law.”

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  • Other Examples:

    • “Mom/Dad helps people and keeps communities safe.” 

    • “Sometimes the job can be busy or stressful, but there are many people helping keep them safe too.” 

    • “It’s okay to ask questions or talk about your feelings.” 

Why Are You Always Gone?

Children may notice that shift work, overtime, or unpredictable schedules can sometimes mean missing family events or special moments. Honest, age-appropriate conversations can help children better understand why you may not always be home while also reassuring them that they are important and loved.

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Some helpful strategies include:

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  • Be honest about your schedule and avoid making promises you may not be able to keep, as unexpected work situations can arise. 

  • Create special parent-child routines, activities, or one-on-one time to help strengthen connection and bonding. 

  • Explain the importance of the work you do in a simple and reassuring way, helping your child understand that your job involves helping and protecting others. 

  • Reassure your child that even when you are away at work, you still care about them and value your time together. 

  • Encourage children to share their feelings, questions, or worries about your schedule and time away from home. 

  • Avoid exposing children to graphic details 

  • Use books, play, or drawing to help express feelings.

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Conversation starters about the job:

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  • “What do you think Mommy/Daddy does at work?” 

  • “Do you ever feel worried when I go to work?” 

  • “What’s one thing that helps you feel brave when you miss me?” 

  • “Do you want to make something together that reminds you of me when I’m gone?” 

  • “What questions do you have about police work?”

Talking To Your Teen About Your Job

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Teens often understand more about the realities of policing and may have details questions about safety, stress, or then own options or knowledge of public perceptions of police work.

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Honest conversations that encourage questions, respect different perspectives, and acknowledge the realities of the job can help build trust, understanding, and connection.

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Teens may better understand the demands of policing or first responder work and may experience frustration, worry, or disappointment at times.

Helpful Approaches

  • Encourage honest and respectful conversations 

  • Validate concerns and emotions 

  • Discuss healthy coping strategies 

  • Normalize stress and emotional reactions 

  • Encourage balance between policing life and personal identity.

Conversation Starters

  • “How does my work impact you?” 

  • “What questions do you have about policing?” 

  • “What helps you feel supported when things feel stressful at home?”

  • “Do you ever feel different from your friends because of my job?” 

  • “What do you wish other people understood about police families?” 

  • “What are your thoughts when you hear things about police in the news?” 

  • “Has anything at school made you feel awkward or proud about what I do?” 

  • “Let’s talk about the tough stuff too—what’s hard about having a parent in this job?”

Validate their feelings and create space for open, respectful conversations.

What Do You Do At Work?

You do not need to share graphic or traumatic details to help your teen understand your role. Focus on explaining the purpose of your work, the responsibilities you carry, and the ways you help and support the community. Encourage open conversations, answer questions honestly when appropriate, and acknowledge that the job can sometimes affect both the member and the family.

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Helpful approaches may include:

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  • Explaining what a typical day or shift may look like

  • Talking about the positive ways you help others and support the community 

  • Being honest about schedule changes, stress, or missed events 

  • Encouraging your teen to ask questions and share their thoughts or feelings 

  • Respecting their opinions and understanding that they may have different perspectives about policing 

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These conversations can help teens feel included, informed, and more connected to both the member and the realities of policing family life.

Why Are You Always Gone?

Teens may notice the impact that shift work, overtime, court, call-outs, and unpredictable schedules can have on family life. They may feel disappointed, frustrated, worried, or disconnected at times when a parent or caregiver misses important moments or is unavailable due to work responsibilities. Honest and respectful conversations can help teens better understand the demands of the job while also validating the impact it may have on them.

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It is important to acknowledge that the schedule can be difficult for the entire family and to create space for teens to express their thoughts and feelings openly. Reassure them that even when work requires time away from home, your relationship and connection with them remain important.

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Helpful approaches may include:

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  • Being honest about why schedules can change unexpectedly 

  • Acknowledging missed events or time away and the impact it may have 

  • Prioritizing quality time and connection when possible 

  • Encouraging open communication about frustrations or concerns 

  • Reassuring your teen that they are valued, supported, and important even during busy periods at work 

 

These conversations can help teens feel heard, respected, and more connected during the challenges of policing and first responder family life.

Navigating Views Of Policing In The Media

Teens are often exposed to opinions, stories, and discussions about policing through social media, news outlets, peers, and online platforms. Some of these messages may be confusing, emotional, critical, or difficult for teens to process, especially when they have a family member working in policing or a first responder profession. Open, respectful conversations can help teens better understand different perspectives while also supporting healthy critical thinking and emotional well-being.

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Helpful approaches may include:

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  • Encourage your teen to think critically and gather information from multiple sources before forming conclusions or opinions. 

  • Talk about how media stories and online discussions may not always include the full context or all details of a situation. 

  • Help your teen understand that community experiences, history, and personal perspectives can influence how people view policing and first responder work. 

  • Share age-appropriate information about policies, procedures, and decision-making to help explain why certain actions may occur in specific situations. 

  • Encourage respectful conversations, curiosity, and empathy while helping teens process what they see and hear online or from peers.

Anxiety In Children And Young People In Police Families

Image by Jesús Rodríguez

Anxiety Disorders Affect 1 In 8 Children

Children and teens in police and first responder families may sometimes experience anxiety related to the unique demands and realities of the profession. Shift work, unpredictable schedules, exposure to critical incidents, missed family events, media coverage, public opinion, or concerns about a parent’s safety can all contribute to feelings of worry, stress, or uncertainty. While many children adjust well, some may experience periods of increased anxiety, especially during times of change, stress, or heightened operational demands.

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Anxiety can look different depending on a child’s age, personality, and coping style. Some children may openly express worries, while others may show changes in behaviour, mood, sleep, school performance, or social interactions.

Common Signs Of Anxiety In Children And Teens

Young Children

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  • Clinginess or difficulty separating from caregivers 

  • Increased fears or worries 

  • Trouble sleeping or nightmares

  • Irritability or emotional outbursts 

  • Physical complaints such as stomach aches or headaches 

  • Regressive behaviours such as bedwetting or needing extra reassurance 

 

School-Aged Children

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  • Frequent worry about a parent’s safety 

  • Difficulty concentrating at school 

  • Avoidance of activities or social situations 

  • Increased need for reassurance 

  • Changes in mood or behaviour 

  • Physical symptoms related to stress or anxiety 

 

Teens

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  • Increased irritability or withdrawal 

  • Difficulty sleeping or changes in appetite 

  • Excessive worry or overthinking 

  • Mood changes or emotional reactivity 

  • Avoiding conversations or isolating from others 

  • Increased stress related to family schedules or responsibilities

Supporting Children And Teens With Anxiety

  • Encourage Open Conversations

  • Create a safe space for children and teens to ask questions, share worries, and express emotions without judgment.

  • Maintain Routines When Possible

  • Predictable routines can help children feel safer and more secure during stressful or uncertain periods.

  • Offer Reassurance

  • Provide honest, age-appropriate reassurance while avoiding overwhelming details about work-related events.

  • Normalize Feelings

  • Help children understand that worry, fear, frustration, and sadness are normal emotions that everyone experiences at times.

Teach Healthy Coping Skills

Encourage healthy coping strategies such as:

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  • Deep breathing 

  • Physical activity 

  • Journaling 

  • Creative activities 

  • Talking to trusted adults 

  • Spending time with supportive friends and family 

Watch For Changes

Pay attention to significant or ongoing changes in mood, sleep, school performance, relationships, or behaviour that may indicate additional support is needed. 

Get additional by speaking with a mental health professional, school support staff, pediatrician, or Family Wellness support service can help families better understand and respond to their child’s needs.

A Family Wellness Reminder

Children and teens in police families are often resilient, caring, and adaptable. With support, open communication, healthy coping strategies, and strong family connection, children and teens can learn to navigate challenges in healthy and supportive ways.

Conversation Starters For Children And Youth About Anxiety

Children and youth may not always have the words to explain when they are feeling worried, overwhelmed, scared, or anxious. In police and first responder families, anxiety can sometimes be connected to schedule changes, time away from home, safety concerns, stress within the family, or uncertainty around the job. Creating calm, open, and supportive conversations can help children and youth feel safe sharing their thoughts, emotions, and questions. These conversation starters are meant to encourage connection, understanding, and emotional support in a gentle and age-appropriate way.

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Young Children (Ages 2–5)

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  • “Can you show me how your feelings feel today?” 

  • “Did anything make you feel scared or worried?” 

  • “What helps you feel safe when you’re upset?” 

  • “Who can you talk to when you have big feelings?” 

  • “What helps your body feel calm?”

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School-Aged Children (Ages 6–12)

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  • “What kinds of things make you feel worried lately?” 

  • “What does worry feel like in your body?” 

  • “What helps you feel calm when you’re stressed?” 

  • “Is there anything about my job or schedule that worries you?” 

  • “What helps you feel supported when things feel hard?”

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Teens

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  • “What has been stressing you out lately?” 

  • “Do you ever feel anxious or overwhelmed about things happening at home or in life?” 

  • “What helps you cope when you’re feeling anxious?” 

  • “How can I better support you when you’re having a difficult time?” 

  • “What do you wish people understood about anxiety or stress?”

Thoughtful Child Portrait

Resources

Employee and Family Wellness Guide. 1st ed., International Association of Chiefs of Police (IACP), 2016. pp. 4-7. "Anxiety Disorders." Kid's Health, 1 Jun. 2023.

kidshealth.org/en/parents/anxiety-disorders.html. Anxiety Disorders. Accessed 30 Jan. 2024.

"Living with Anxiety - Children." Anxiety & Depression Association of America, 29 Sept. 2021, adaa.org/living-with-anxiety/children/treatment. Accessed 30 Jan. 2024.

Talking to Your Spouse or Partner

Image by Priscilla Du Preez 🇨🇦

Open communication with your spouse or partner can help strengthen emotional connection and support. The realities of the profession, such as including shift work, operational stress, exposure to trauma, fatigue, overtime, and unpredictable schedules, can affect both the member and their spouse or partner in different ways. 

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It is important to recognize that both partners may experience stress related to the job. While the member may carry the demands of the profession, spouses and partners may also experience worry, loneliness, increased responsibilities at home, schedule disruptions, or emotional strain connected to the realities of policing life.

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Sharing your and their needs, listening to one another, and finding balance between discussing work and protecting family time can help families navigate the unique demands of policing life together. Honest conversations can help strengthen understanding, connection, trust, and teamwork within the relationship.

Helpful Ways to Support Communication

  • Be open and honest while still respecting personal and professional boundaries. 

  • Share feelings, needs, and concerns in a calm and respectful way. 

  • Acknowledge the impact that shift work and stress can have on both partners. 

  • Make intentional time for connection, even during busy schedules. 

  • Listen without judgment or immediately trying to “fix” the situation. 

  • Utilize active listening skills — Practice listening with patience, attention, and empathy to help your partner feel heard, understood, and supported during conversations. Respect the need for decompression time after difficult shifts while still maintaining communication and emotional connection. 

  • Recognize signs of stress, burnout, or emotional overload in each other. 

  • Work together as a team when navigating schedules, parenting, household responsibilities, and stressful periods.

  • Be flexible and adaptable.

  • Self-care is important.

Acknowledging the impact on the family can help strengthen connection and communication.

Image by Scott Broome

Conversation Starters:

“I know the schedule and time away can be difficult for us sometimes.” ​

“I appreciate everything you manage when work pulls me away.” 

“Even when work is busy, our relationship and family are important to me.” 

“Is there anything I’ve been doing that helps—or hurts—our connection lately?” 

“What’s something you’ve wanted to say, but haven’t found the right time?” 

“How can we support each other better on the harder days?” 

“When I seem distant after work, how does that make you feel?” 

“What do we need more of right now—fun, quiet, time together, support?”

Talking to Family and Friends

Friends

Family members and friends may not always fully understand shift work, operational stress, or the emotional impact of the profession. Sharing information in a way that feels comfortable and setting healthy boundaries can help create greater understanding and support within your social circle.

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It can be helpful to explain that policing is often unpredictable and that schedules, responsibilities, and stress levels may change quickly depending on operational demands. While you may choose to keep certain work experiences private, sharing general information about the lifestyle and impact of the profession can help others better understand the challenges and strengths of police and first responder families.

Helpful approaches may include:

  • Explaining how shift work and overtime can affect routines and availability 

  • Sharing how stress and fatigue may impact mood or energy levels after work 

  • Setting healthy boundaries around work-related discussions when needed 

  • Helping others understand the importance of decompression and recovery time 

  • Encouraging patience and flexibility during busy or stressful periods 

  • Sharing positive aspects of the profession and the ways the work helps others and the community 

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These conversations can help strengthen support systems, reduce misunderstandings, and foster more meaningful connection with family and friends.

Image by Redd Francisco

Conversation examples:

“The schedule can be unpredictable, and sometimes work responsibilities change quickly.”

“Missing events is never personal — balancing work and family can sometimes be challenging.”

“Support and flexibility from family and friends really helps during busy periods.”

Financial Wellness

Image by Towfiqu barbhuiya

Building Stability, Confidence & Healthy Financial Habits 

Financial stability can have a positive impact on both family and workplace well-being. Studies suggest that individuals who feel confident in their financial situation often experience less stress, higher morale, and improved overall wellness. By reducing financial pressures, families can focus more on connection, resilience, and supporting one another through the demands of everyday life. 

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Financial wellness is an important part of overall family well-being. For police families, shift work, overtime, career transitions, parental leave, injuries, retirement planning, and unexpected life events can sometimes create financial stress or uncertainty. Managing finances while balancing family responsibilities and the unique realities of policing life can feel overwhelming at times. 

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Financial wellness is not about perfection. It is about building healthy habits, increasing confidence, reducing stress, and creating greater stability and security for individuals and families. Open communication, planning, education, and access to trusted resources can help families feel more prepared and supported throughout different stages of life and career transitions. 

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Family Wellness aims to support families by providing financial wellness education, resources, workshops, and connections to trusted community supports that promote healthy financial habits, informed decision-making, and overall well-being for the whole family. 

What is Financial Wellness? 

Financial wellness means having: 

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  • Control over daily and long-term finances 

  • The ability to handle unexpected expenses 

  • Confidence in future financial security 

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For police families, this includes balancing income, benefits, risks, and lifestyle demands associated with the profession.

Unique Financial Challenges in Police Families 

Police families may experience unique financial situations throughout different stages of the policing journey. Planning, flexibility, and access to supportive resources can help families feel more prepared and supported during times of transition or uncertainty. 

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1. Irregular income patterns 

  • Overtime and shift premiums may fluctuate 

  • Income can be unpredictable month to month 

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2. Work-related stress 

  • Stress can lead to spending for coping (e.g., convenience, comfort purchases) 

  • Mental health challenges may impact financial decision-making 

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3. Risk and early career exit 

  • Injury, burnout, or early retirement may happen 

  • Families need strong contingency planning 

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4. Shift work & family logistics 

  • Childcare costs can be higher due to non-standard hours 

  • One partner often carries more household responsibilities 

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5. Retirement transition 

Strategies of Financial Wellness 

. Budgeting and cash flow 

  • Track overtime separately from base income 

  • Build a budget based on guaranteed earnings, not extra pay 

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2. Emergency savings 

Police families benefit from larger emergency funds due to job risks: 

  • Aim for 3–6+ months of expenses 

  • Include coverage for injury or leave without full pay 

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3. Benefits and pensions 

    Police services often provide: 

  • Defined benefit pension plans 

  • Health and disability insurance 

  • Understanding and maximizing these benefits is essential: 

    • Know what is covered 

    • Plan for gaps (e.g., extended leave) 

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4. Long-term financial planning 

  • Retirement may come earlier than other careers 

  • Plan investments outside pension for flexibility 

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5. Mental health and money connection 

Financial wellness is tied to emotional wellbeing: 

  • Stress → impulsive spending or avoidance 

  • Financial strain → relationship stress 

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Supporting both financial and mental health improves overall resilience. 

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6. Communicate as a family 

  • Regular financial check-ins 

  • Shared goals and planning 

  • Transparency reduces stress 

Family Financial Conversations 

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Open, honest, and respectful conversations about finances are an important part of family wellness. Money can be a source of stress for many families, and avoiding financial discussions can sometimes lead to misunderstandings, conflict, or increased anxiety. Creating a safe space to talk about financial goals, challenges, priorities, and plans can help strengthen communication, build trust, and reduce stress within the family. 

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For police families, conversations about finances may include budgeting, overtime income, shift work impacts, parental leave, career transitions, retirement planning, education savings, or preparing for unexpected life events. Working together as a family to discuss financial decisions can help create a greater sense of stability, confidence, and shared responsibility. 

Healthy Family Financial Conversations 

  ✔ Talk openly and regularly about finances 
   ✔ Focus on shared goals and priorities 
   ✔ Create a family budget together 
   ✔ Discuss savings and future planning 
   ✔ Approach conversations with respect and understanding 
   ✔ Involve children and youth in age-appropriate money discussions 

Why It Matters 

Healthy financial conversations can: 

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  • Reduce stress and uncertainty  

  • Strengthen relationships and trust  

  • Improve problem-solving and decision-making  

  • Build confidence and financial literacy  

  • Support long-term family wellness and stability  

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YRPA Family Wellness Healthy Family Conversation Starters Guide - 

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Financial wellness is not about having all the answers. It is about working together, communicating openly, and building a strong foundation for the future.

Stats

Image by Markus Winkler

Family Financial Wellness Resources 

Financial wellness is an important part of overall family wellness. These resources can help families build healthy financial habits, manage stress, prepare for life's transitions, and create a stronger foundation for long-term well-being and stability. 

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Budgeting for Busy Families Resources 

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Financial Wellness During Life Transitions Resources 

  • Government of Canada Benefits Finder

  • Financial Consumer Agency of Canada – Life Events and Money Management

  • Ontario Caregiver Organization

YRP/YRPA Resources 

  • YRPA –  905-830-4947, info@yrpa.ca 

    • Support for members who need assistance navigating financial issues and liaison with YRP on the following 

      • Financial planning during shift work and overtime  

      • Preparing for parental leave  

      • Managing finances during injury or illness  

      • Pension and retirement planning  

      • Financial wellness during reintegration and career transitions  

      • Balancing financial wellness and family wellness 

  • YRPA Family Wellness – Familywellness@yrpa.ca 

    • Service navigation and wellness family support 

  • TELUS Health Employment and Family Assistance Program Financial Counselling 

    • With TELUS Health EFAP, you have access to financial counselors for a variety of issues: Budgeting and overall money management 

    • For immediate, 24/7 support, EFAP TELUS Health can be reached through the online portal, or by phone. www.one.telushealth.com / 1-844-671-3327 

  • The Police Credit Union 

  • OMERS helps members plan for their financial future by providing a secure and predictable retirement income based on earnings and years of service. In addition to pension benefits, OMERS offers resources and information related to retirement planning, pension estimates, life events, disability benefits, survivor benefits, and transitioning into retirement. 

Calculator And Documents

Canadian Financial Wellness Statistics 

42–43% of Canadians report that money is their greatest source of stress. Higher than health, relationships, or work stress.

Nearly half of Canadians report losing sleep because of financial worries. 

(https://financialplanningforcanadians.ca/fsi-2026) 

41% of Canadians report feeling overwhelmed because of their financial situation. 

(https://maritimetrustee.ca/blog/financial-stress-mental-health/)

Parents and families with children report some of the highest levels of financial anxiety in Canada. 

(https://www.centraide-mtl.org/en/reports-and-publications/)

38% of Canadians reported anxiety and depression related to financial stress. (https://maritimetrustee.ca/blog/financial-stress-mental-health/) 

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